Andi Grant's Blog - Everyday Real Estate with a Twist

FIRST TIME HOME BUYERS WANTED IN 2012! Los Angeles, Long Beach, Downey and Nearby Cities!

Are you a first time home buyer looking to purchase your first home in 2012 using a first time home buyer program?  This year is your lucky year!  

As of right now, the holy trinity of home buying is still holding steady with lower home prices, low interest rates and low down payment incentives, positioning first time home buyers to truly benefit in a way that even their parents and grandparents would envy.  

LOW HOME PRICES ~ LOW INTEREST RATES ~  LOW DOWN-PAYMENT

Contrary to media reports using the wide brush of national real estate numbers to preach doom and gloom in your local area, more home buyers are becoming home owners in Los Angeles county as thousands of homes were bought and sold last year in Los Angeles and it's surrounding cities according to CARETS MLS sold results data. 

Total home sales 2011 (not including condos):  

• 7000+ single family homes sold in Los  Angeles (3700+ sold $300K and below)
• 2000+ homes sold in Long Beach (820+ sold $300K and below)
• 600+ homes sold in Downey (140+ sold $300K and below). 

Because it's still early, the National Association of Realtors has yet to release numbers estimating how many homes sold were actually purchased from first time home buyers, but after facing many multiple offer situations last year for homes below the $400K mark (a range that is usually first time home buyer friendly), I reckon the numbers produced to prove quite strong!  

Find out if you too can save money and become a homeowner in 2012 using one of the First time home buyer programs currently offered throughout  Los Angeles County, including the cities of Long Beach, Downey, Carson as detailed at the First Time Home Buyer Real Estate website. You can also find out if you qualify for down-payment assistance.  If you are ready to get started right away, be sure to request a mortgage pre-qualification application or call us today at 310-508-4354!  Happy house hunting!

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APPLY NOW (no SS# required): 

Pre-Qualification Mortgage Application  

Down-Payment Assistance   

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What you need most from me is someone who will listen to your needs, keep within your budget and help you to make a sound investment on a home that you can grow in and absolutely love for years to come. 

What I need most from you is for you to listen to your needs, for you to keep within your budget and for  you to help yourself to make a sound investment on a home that you can grow in and absolutely love for years to come.   

You said you needed:

• Nice affordable home, priced closer to the middle of your price range so that you aren't house poor - check!
• Home in one of your desired neighborhoods - check!
• Located in an award winning school district - check!
• 4 bedrooms, one with a room downstairs for mother-in-law with bad knees - check!
• Large backyard for kids to play in - check

So why are you now looking in an area for a bigger house that you think will impress friends more, has all upstairs bedrooms, with a small backyard that abuts an alley, in an area in which expensive private schooling is mandatory for a decent education? 

Not only will you be trying to keep up with the Jones's with every purchase of a newer car, bigger flat screen, exotic trips and anniversary gifts, but your mom will stop visiting as much because she will not have any comfortable place to sleep - there goes your built-in babysitter.  In addition to your higher mortgage, you will have to spend a pretty penny on getting a quality education for the kids as well. 

I have seen a change in course from buyers of all ages the more they are "advised" from coworkers, family and friends about their home purchase. 

I'm not your parent or boss, I'm your REALTOR.  It is not up to me to lecture you on the stress of an extremely high mortgage and what it does to families, but up to me to caution you about it when it doesn't have to happen.  You have many great options that will make you happy, if not happier.   There's nothing better than having very happy clients that thank you for giving them just enough independence to draw their own conclusions and make sound decisions, while at the same time being close enough for soft guidance and mild but firm intervention when you see them headed down dead-end roads called Jones St. or Emotion Ave.